ATM Cardless Transaction using Face Recognition

Most of ATMs (Automatic Trading Machine) are, especially in Indonesia, using traditional two-factor authentications. The factors are what we have (ATM card) and what we know (PIN code). This method has proved valid, workable, and useful over a long span of time. But like any other methods, this have weaknesses. If we lost our card or forget our PIN, we are locked from the system unless we contact the bank and provide other credentials to prove that we are us.

In the same time, companies around the world are embracing the face recognition technology. It’s application is wide. Ranging from terrorists or security targets identification in airports, fraud identifications, to something overkill like unlocking your smartphone using your face. Can we implement this technology to make people experience in using ATM better?

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